Best personal finance apps: Managing your finances has never been easier, thanks to the plethora of personal finance apps available at your fingertips. Whether you want to create a budget, track your expenses, invest wisely, or save for the future, there’s an app for that. In this article, we’ll explore 31 of the best personal finance apps in 2023 that can help you take control of your financial life and achieve your goals.

Mint: Best personal finance apps

Mint is a comprehensive budgeting and expense tracking app that syncs with your bank accounts and credit cards to provide a real-time view of your financial health.

Best personal finance apps

YNAB (You Need A Budget):

YNAB is all about giving every dollar a job, helping you plan and stick to your budget.

Personal Capital:

This app combines budgeting tools with investment tracking, making it ideal for those looking to grow their wealth.

Quicken: Best personal finance apps

Quicken is a robust financial management tool that offers features for tracking spending, managing investments, and planning for taxes.


PocketGuard automatically tracks your spending, helping you stay within your budget and find extra savings.

Goodbudget: Best personal finance apps

Based on the envelope budgeting method, Goodbudget helps you allocate money to different spending categories.


Wally offers a simple and intuitive interface for tracking expenses and setting savings goals.


Prism is perfect for managing bills and tracking your financial accounts in one place.

Honeydue: Best personal finance apps

Designed for couples, Honeydue enables you to manage shared expenses and budget collaboratively.


Similar to Goodbudget, Mvelopes uses the envelope budgeting method but with a digital twist.

FOR Best personal finance apps


Albert offers AI-powered financial advice and can automatically save money on your behalf.

Savings Goals: Best personal finance apps

As the name suggests, this app focuses on helping you save for specific goals.


Acorns rounds up your everyday purchases and invests the spare change for you.


Chime offers a fee-free, mobile-focused banking experience with features like automatic savings.

Qapital: Best personal finance apps

Qapital helps you save money by setting up savings goals and rules for when to transfer money into them.


Stash is an investing app for beginners, allowing you to start with as little as $5.


Robinhood offers commission-free stock and cryptocurrency trading.

SoFi Invest: Best personal finance apps

SoFi provides a platform for investing in stocks, ETFs, and cryptocurrencies.


Wealthfront is a robo-advisory service that manages your investments based on your risk tolerance.


Betterment is another robo-advisory platform that aims to maximize your investment returns.

Coinbase: Best personal finance apps

Coinbase is a popular cryptocurrency exchange and wallet app.


Binance is a cryptocurrency exchange known for its wide range of supported cryptocurrencies.

THE Best personal finance apps
FILE PHOTO: A composition showing crypto currency with the Binance logo. Picture taken on Nov. 10, 2022. REUTERS/Dado Ruvic


BlockFi offers interest-earning accounts and loans secured by cryptocurrencies.

Toshl Finance: Best personal finance apps

Toshl is a budgeting app with a unique and playful interface.

Clarity Money:

Clarity Money provides insights into your spending habits and suggests ways to save.

Credit Karma:

Credit Karma not only provides free credit scores but also offers financial recommendations.

Truebill: Best personal finance apps

Truebill helps you find and cancel unwanted subscriptions to save money.


Expensify is ideal for business expenses, making it easy to track receipts and generate expense reports.

Splitwise: Best personal finance apps

Splitwise simplifies splitting bills and expenses with friends and roommates.

Debt Payoff Planner:

If you have debt, this app can help you create a payoff plan and stay on track.


While not a traditional finance app, Zillow can be valuable for tracking your home’s value and mortgage.


With these 31 personal finance apps at your disposal, you have the tools needed to take control of your finances in 2023. Whether you’re budgeting, investing, saving, or simply trying to get a better handle on your money, there’s an app that suits your needs. Remember that the best app for you depends on your specific financial goals and preferences, so explore these options and find the ones that work best for your unique situation.